
Global central banks are confused by the issue of interest rates and, most likely, will not lower them too much, as this could negatively affect economic growth and the unemployment rate. According to Luis Habbigi, changes in the global economy exist that support feelings of instability, as they lead some influential forces to focus on their future within the framework of the global economy. Developed countries are experiencing difficulties with growth, which is noticeably reflected in the coalition of economic policies. Regarding financial policies, existing conflicts in budgetary allocations indicate a lack of all that is necessary for people under the current conditions of conflicts and accumulating life challenges as a result of the COVID-19 pandemic. According to all available information, forecasts and events, 2025 will not be a year of stability.